Not every borrower fits a conventional profile. HBS Finance provides real estate loans with less than traditional bank qualifications. We can get you $50k+ and close in days. Fast Bridge Loan is our expertise!

We base our loan qualifications on the property value, not on the borrowers’ credit; Stated Income, Sub-Prime, Hard Money and Bridge Loans. Whether you need to finance $50,000 or $5 million+, HBS Finance can fund your loan. We make it easy for you, no employment verifications, no W-2s, no tax returns. At HBS Finance, even a small loan is a big deal to us. We do NOT charge Upfront Lender Fees and we also have one of the Lowest Rates and Fees in the industry.

Qualifying for a privately funded mortgage loan through our company is simple:

  • Equity in the Property
  • Purpose for the Loan
  • Ability to Make Payments
  • Exit Strategy

General Lending Criteria
• Loan Size – $50,000 to $5,000,000+
• Location – California Only
• Collateral – 1st Lien Position on improved income producing (rental units, multifamily, mixed-use), industrial and commercial properties.
• Rates – from 7.99%
• Terms – 1 to 5 years, interest only or fully amortized
• Loan to Value – 65%
• Property Types – 1 to 4 Rental Units, Multifamily (5+ Units) & Mixed-use, Office, Retail, Warehouse, Self-Storage & Automotive Services
• Business Purpose Loans Only
• No Consumer Loans